Bluevine Vs. Relay
Bluevine and Relay are two of the leading checking account providers for businesses, offering a range of financial services. Find the right fit for your business by comparing their features & benefits.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$0
APY
4.25% APY on all funds deposited in checking account. *Up to $250K for accounts who spend 500$ via debit or receive 2500$ monthly
1% – 3% APY
Physical Checks
2 free checkbooks orders per year
Banking Partner
The Bancorp Bank, Member FDIC
Evolve Bank & Trust and Thread Bank; Members FDIC
Editorial Score
Card
Fees & Charges
Monthly Fee
$0
$0
Minimum Balance
$0
$0
Overdraft Fees
$0
$0
Domestic Wire Fees
$15
$5
(Free with Relay Pro)
International Wire Fees
Incoming: $0
Outgoing: $15
$10
(Free with Relay Pro)
ATM Withdrawal Fee
Free on MoneyPass ATMs, $2.5 fee on out-of-network ATMs
Full ATM fee reimbursement
Features
Debit Card
Free debit card is delivered within 10 working days
Up to 50 individual cards
Credit Card
Credit Line
Check Deposit
Business Payment Integrations
Stripe, PayPal, Wise, Venmo, and Expensify
PayPal, Venmo, Stripe, Plaid, and Square
3rd-party Integrations
Quickbooks, Xero and Wave
Quickbooks and Xero
Bottom Line
Why?
Bluevine stands out as the clear winner with its compelling value proposition and high intreat rates. Bluevine will work well particularly for businesses in need of credit lines. It provides customized financial solutions that align with various business dynamics, ensuring a banking experience that is both convenient and adaptable.
Relay stands out with its user-friendly interface, customizable workflows, and automation capabilities, it optimizes efficiency in financial operations, preserving valuable time. Relay’s focus on user experience proves to be the ultimate banking solution for small businesses seeking to stay ahead in the digital age.
Editorial Score
Winner!
Bluevine Vs. Relay
Bluevine and Relay are two of the leading checking account providers for businesses, offering a range of financial services. Find the right fit for your business by comparing their features & benefits.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$0
APY
4.25% APY on all funds deposited in checking account. *Up to $250K for accounts who spend 500$ via debit or receive 2500$ monthly
1% – 3% APY
Physical Checks
2 free checkbooks orders per year
Banking Partner
The Bancorp Bank, Member FDIC
Evolve Bank & Trust and Thread Bank; Members FDIC
Editorial Score
Card
Fees & Charges
Monthly Fee
$0
$0
Minimum Balance
$0
$0
Overdraft Fees
$0
$0
Domestic Wire Fees
$15
$5
(Free with Relay Pro)
International Wire Fees
Incoming: $0
Outgoing: $15
$10
(Free with Relay Pro)
ATM Withdrawal Fee
Free on MoneyPass ATMs, $2.5 fee on out-of-network ATMs
Full ATM fee reimbursement
Features
Debit Card
Free debit card is delivered within 10 working days
Up to 50 individual cards
Credit Card
Credit Line
Check Deposit
Business Payment Integrations
Stripe, PayPal, Wise, Venmo, and Expensify
PayPal, Venmo, Stripe, Plaid, and Square
3rd-party Integrations
Quickbooks, Xero and Wave
Quickbooks and Xero
Bottom Line
Bluevine emerges as the preferred choice for versatile and efficient banking. With modern digital solutions, streamlined processes, and competitive rates, Bluevine caters to various business needs. Its user-friendly interface, customizable workflows, and advanced automation optimize efficiency. Relay provides a competitive suite tailored for small businesses, making it a strong contender. However, businesses seeking a comprehensive and feature-rich experience will find Bluevine to be the ideal option. Explore their features to make an informed decision.