Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
| Business Banks | Monthly Fees | Card | Regulation | Benefits | Score | |
|---|---|---|---|---|---|---|
|
Our top choice
1
|
$0 – $15 More info |
Chase Debit Visa
 |
FDIC |
|
9.8
|
|
PaymentsSmall Business Loans
$0 origination fee Domestic Wire Transfers
Incoming: $15 Outgoing: $25/$35 Domestic ACH Transfers
Outgoing: $25 per payment International Wire Transfers
Incoming: $15
Outgoing: $40 Accounting Tools
Security Features
Account Access
|
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|
2
|
$0 / $20 / $30 monthly fee More info |
US bank Debit Visa
 |
FDIC |
|
9.5
|
|
PaymentsTransfers
$0.50 on any additional transfer
Domestic wire transfers
International wire transfers
Terms & Conditions Apply on Rewards
Earn a $500 bonus when you open a U.S. Bank Business Essentials Account or $900 when you open a Platinum Business Checking Account online with promo code Q2AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30, 2025. Member FDIC.
Accounting Tools
Security Features
Account Access
|
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|
3
|
Free plan More info |
Grasshopper Debit Visa
 |
FDIC |
|
9.1
|
|
PaymentsDomestic Transfers
Free incoming and outgoing ACH and Wire Transfer
International Transfers
Checks
Mobile Check Deposit & Mailed Checks Debit Card
Visa Rewards Debit Card with cash back & virtual cards. Earn more with Visa SavingsEdge. Accounting Tools
Security Features
Account Access
|
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|
4
|
No monthly fees More info |
Rho Mastercard Credit Card
 |
FDIC |
|
8.8
|
|
PaymentsChecking Account Minimum
No minimum fee Fee Free
Foreign currency transfer
1% Wire Recall Fee
$30 Accounting Tools
Security FeaturesRho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks. Account Access
|
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|
5
|
Free plan More info |
Live Oak Debit Mastercard
 |
FDIC |
|
8.5
|
|
PaymentsDomestic Transfers
Incoming wire $10 Outgoing domestic standard wire $19 International Transfers
$40 on outgoing international standard wire Min. Opening Deposit
$0 minimum opening deposit Accounting Tools
Security Features
Account Access
|
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|
6
|
$0 – $29.95 More info |
Bank of America® Debit Visa
 |
FDIC |
|
8.2
|
|
PaymentsBusiness Advantage Fundamentals™ Banking
Monthly fee: $0 or $16 *no monthly fee for the first 12 statement cycles
Avoid monthly fee: Maintain a $5,000 combined average monthly balance OR Use your Bank of America business debit card to make at least $250 in new net qualified purchases
Per statement cycle
Business Advantage Relationship Banking
Monthly fee: $0 or $29.95
Avoid monthly fee: Maintain a $15,000 combined average monthly balance OR Become a member of Preferred Rewards for Business
Per statement cycle
Accounting Tools
Security Features
Account Access
|
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| Bank of America® Business Advantage Banking $200 Bonus Offer. See offer page for more details | ||||||
Receive a bonus interest rate up to 3.50% from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Terms apply. Member FDIC.
USD
|
Top Rated Choice
|
|
9.8 |
Navigating the world of business banking can be overwhelming, but it doesn’t have to be. Our quick guide offers a concise overview of the essential factors to consider when selecting a bank for your business. From analyzing monthly fees and account plans to assessing features and benefits, we break down the key elements that matter most.
By arming yourself with this knowledge, you can confidently choose the right banking partner that aligns with your business goals and financial needs. At our comparison website, we strive to simplify the process of finding the perfect bank for your business, so you can focus on what truly matters – growing your enterprise.
Navigating the world of business banking can be overwhelming, but it doesn’t have to be. Our quick guide offers a concise overview of the essential factors to consider when selecting a bank for your business. From analyzing monthly fees and account plans to assessing features and benefits, we break down the key elements that matter most.
By arming yourself with this knowledge, you can confidently choose the right banking partner that aligns with your business goals and financial needs. At our comparison website, we strive to simplify the process of finding the perfect bank for your business, so you can focus on what truly matters – growing your enterprise.
