September 2021

Best Financial Tools for Business – EU

Best Financial Tools for Business

EU
EU – September 2021
  • Save time & money with the best financial management tools
  • We review the top platforms from an all-suite business banking account up to money transfer services
  • Easy to use & fully regulated financial solutions
  • Save time & money
  • Business accounts, expense management & money transfer services
  • Easy to use & fully regulated

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Financial Tool Pricing Card Regulation Main Advantages Score Get Started
Plans 5+€/mo More Info Soldo Corporate Mastercard FCA
  • Expense management platform to keep track of each payment
  • Customisable company cards with built-in budgets and rules
  • Instant & free transfers
  • Easy integration with Xero, QuickBooks and more
9.8

Payments

Account Types
  • EUR, GBP, USD
Automated Payments
  • Bank transfers
  • Direct Debit
Domestic Transfers
  • Free
International Transfers
  • 1% /transfer

Accounting Tools

  • green-check-mark Expense Management
  • green-check-mark Savings tools
  • green-check-mark Bookkeeping
  • close-mark-black Invoicing
  • green-check-mark Xero, QuickBooks, Sage

Security Features

  • Fully regulated by the FCA
  • Funds are safeguarded under the UK Electronic Money Regulations from 2017

Account Access

Based on 794 reviews
Plans 9+€/mo More Info qonto Corporate Mastercard ACPR
  • An advanced business account including accounting & bookkeeping features
  • FR, IT, ES or DE IBANs
  • Automated VAT reconciliation
9.5

Payments

Account Types
  • IBAN
  • EUR
Automated Payments
  • Bulk, recurring & scheduled
  • Direct Debit
Domestic Transfers
  • Free or 0.4 €/transfer
Above your plan’s allowance, you will be charged 0.4 € per transfer
International Transfers
  • From 0.90%/transfer
Depending on pricing plan

Accounting Tools

  • green-check-mark Expense Management
  • green-check-mark Savings tools
  • green-check-mark Bookkeeping
  • green-check-mark Invoicing
  • green-check-mark Sage, QuickBooks, LoopSoftware

Security Features

  • In-app security controls
  • Block/unblock cards
  • Get a response from customer support in under 15 minutes

Account Access

Based on 1,166 reviews
Plans 5+€/mo More Info Pleo Prepaid Mastercard FSA & PCI
  • Bills processing and payment
  • Digital & audit-proof receipt capture
9.1

Payments

Account Types
  • GBP, EUR
Automated Payments
  • N/A
Domestic Transfers
  • Free
International Transfers
  • 2% /transfer

Accounting Tools

  • green-check-mark Expense Management
  • green-check-mark Savings tools
  • green-check-mark Bookkeeping
  • green-check-mark Invoicing
  • green-check-mark Xero, e-conomic, Sage, Fortnox

Security Features

  • Fraud monitoring
  • Online card blocking

Account Access

Based on 224 reviews
Free trial
Free Account More Info No card -Transfer money with ease DNB
  • A simple, quick, regulated tool for international money transfer
  • Low transfer fees & Bank-beating rates
8.8

Payments

Currencies
  • 100 currencies
Accepted payments
  • Direct Debit, Bank transfers
  • Credit or Debit Card
Mass payments
  • Execute multiple payments on a global scale
International payments
  • Competitive exchange rates

Accounting Tools

  • green-check-mark Currency Data API
  • green-check-mark Mass Payments API
  • green-check-mark Customised API package
  • close-mark-black Bookkeeping
  • green-check-mark Shopify, ClearBooks, Xero

Security Features

  • Enterprise-grade security
  • Regulated by Europe’s GDPR, Canada’s Privacy Act & The US Privacy Act

Account Access

Based on 42,696 reviews
Free Account
Plans £4.90+/mo More Info
Anna Corporate Mastercard FCA
  • First 6 months – Free
  • 1% cashback on selected purchases
8.5

Payments

Account Types
  • GBP
Automated Payments
  • Recurring & scheduled
  • Direct Debit
Domestic Transfers
  • Up to 2 free transfers/m
Between 2 – unlimited UK transfers, depending plan’s allowance
International Transfers
  • Via 3rd party

Accounting Tools

  • green-check-mark Expense Management
  • close-mark-black Savings tools
  • green-check-mark Bookkeeping
  • green-check-mark Invoicing
  • green-check-mark Quickbooks, Xero

Security Features

  • Real-time updates of transaction history
  • 24/7 support

Account Access

Based on 170 reviews
Top Rated Choice
1
score 9.8
  • Expense management platform to keep track of each payment
  • Customisable company cards with built-in budgets and rules
More Info +
2
score 9.5
  • An advanced business account including accounting & bookkeeping features
  • FR, IT, ES or DE IBANs
More Info +
3
score 9.1
  • Digital & audit-proof receipt capture
  • Integration to Xero | QuickBooks | DATEV
More Info +
4
score 8.8
  • A simple, quick, regulated, money transfer tool
  • Much lower transfer fees compared to a bank
More Info +
5
  • First 6 months – Free
  • 1% cashback on selected purchases
More Info +

Financial Tools Top Choices

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Best Expense Management Tool

Expense management tools allow you to track all business expenses and gain full control over company spendings. This way you can discover opportunities to reduce spending and avoid manual processing errors.

Soldo known for

  • Its comprehensive dashboard with a top-down view of all company spendings (from travel through advertising, subscriptions, and even petty cash).
  • Smart Company Cards with customisable budgets and spending rules. You can distribute them to employees or external service providers.
  • The world’s most complete API connection to Xero. Soldo additionally supports simple Integration with all major accounting software. These integrations allow you to send transaction data automatically with a single click.

Best Business Account qonto

Millions of businesses have moved from traditional brick and mortar banks to Mobile Banks. This on-the-go bank allows you to save considerable resources and complete your everyday financial tasks from your mobile phone. Paperless, affordable, and 24/7 accessible banking is what every business needs.

Qonto known for

  • Quick & easy onboarding – It’s just 3 simple steps to get your local IBAN
  • Exceptional customer service, 7 days a week
  • 0% commission

Best International Money Transfer Service XE

Online Money Transfer providers offer not only a secure, quick, and easy way to send money – but they also offer very competitive rates for international transfers.

XE known for

  • No transfer fees & bank-beating rates
  • Quick transfers – Most occur within minutes
  • Full regulation by major regulatory authorities (FCA, FinCen and ASIC)