Netherlands

Top 5 Bank Accounts for Startups & Freelancers – Netherlands

Top 5 Bank Accounts for Startups & Freelancers

Netherlands
Netherlands – Mai 2024
  • Benefit from no paperwork, fast approval and automated banking & accounting workflows
  • Save money with low or no fees on transactions, transfers & payments
  • Perfect for small businesses & freelancers
  • No paperwork, fast approval
  • Save time & money
  • Accounting integrations
Offenlegung von Inserenten

Offenlegung von Inserenten

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Geschäftsbanken Kosten Karte Regulierung Hauptvorteile Punkte Ein Konto eröffnen
Free plan Mehr Soldo Corporate Mastercard
FCA
  • Choose a virtual or plastic Mastercard® debit
  • Capture receipts on-the-spot via mobile app
  • Export data to any accounting system
  • Track your spending in real time
 9.8
Seite besuchen
Soldo bewertung

Zahlungen

Card type
  • Mastercard® debit
Withdrawals
  • Free from your domestic account
Money transfers
  • Free to other Soldo users

Kontoführungs-Tools

  • green-check-mark Expense Management
  • green-check-mark Accounting integration
  • green-check-mark Bookkeeping
  • green-check-mark Invoicing

Sicherheitsfunktionen

  • Fully regulated by the FCA
  • Authorised by the Central Bank of Ireland

Kontozugriff

Based on 1,081 reviews
soldo.com
Plans 5.99+€/mo Mehr bunq Corporate Mastercard
Bunq Business Card
DNB
  • 24/7 online support via app and email
  • 0.27% interest rate on savings
  • Invoice & receipt scanning directly from the app
 9.5
Seite besuchen
Bunq site
Bunq bewertung

Zahlungen

Account type
  • Dutch IBAN, EUR
Free ATM withdrawals
  • 4 per month
in Easy money and Easy green accounts only
International transfers
  • Via Wise (transferwise)

Kontoführungs-Tools

  • green-check-mark Bookkeeping integration
  • green-check-mark Multiple tradenames
  • green-check-mark Automatic VAT
  • green-check-mark Invoicing

Sicherheitsfunktionen

  • Deposit Protection up to €100,000 by DNB
  • Purchase protection & extended warranty

Kontozugriff

Based on 1 reviews
bunq.com
Free plan Mehr Neat Corporate Mastercard
Neat Card
FCA
  • Best for international freelancers & businesses
  • Collect payments in multiple currencies
 9.1
Seite besuchen
Neat bewertung

Zahlungen

Account Types
  • GBP, HKD
Currency wallets
  • Direct Debits
Domestic Transfers
  • Free SEPA payments

Kontoführungs-Tools

  • green-check-mark Accounting integration
  • green-check-mark Expense Management
  • green-check-mark Bookkeeping

Sicherheitsfunktionen

  • Authrised by the FCA in the UK

Kontozugriff

Based on 381 reviews
neatcommerce.com
€10+/month Mehr genome Visa business debit
Bank of LT
  • Open Multiple IBAN accounts (EUR | USD | GBP)
  • Instant money exchange in favorable rates
8.8
Seite besuchen
genome bewertung

Zahlungen

Account type
  • IBAN (EUR, USD, GBP)
Currency exchange
  • 1% flat fee
Money transfers
  • SEPA, SWIFT

Kontoführungs-Tools

  • close-mark-black Bookeeping integration
  • close-mark-black Invoicing

Sicherheitsfunktionen

  • Supervised by the Bank of Lithuania

Kontozugriff

Based on 32 reviews
genome.eu
€9.90 per month Mehr ING maestro card
ECB
  • Easy integration with accounting
  • Business account, card, online banking & app
 8.5
Seite besuchen
ING bewertung

Zahlungen

Card type
  • Maestro card
SEPA transfer
  • €0.12
Debt collection
  • €0.125

Kontoführungs-Tools

  • green-check-mark Accounting integration
  • close-mark-black Invoicing
  • close-mark-black Automatic VAT

Sicherheitsfunktionen

  • Supervised by the European Central Bank (ECB)

Kontozugriff

Based on 809 reviews
ing.com
Punkte 9.8
Soldo bewertung
Regulierung FCA
Kosten Free plan
Konten
  • EUR, GBP, USD
Based on 1,081 reviews
Hauptvorteile
  • Export data to any accounting system
  • Track your spending in real time
Seite besuchen
1
9.8
Seite besuchen
  • Choose a virtual or plastic Mastercard® debit
  • Capture receipts on-the-spot via mobile app
Mehr +
Punkte 9.5
Bunq bewertung
Regulierung DNB
Kosten Plans 4.99+€/mo
Konten
  • IBAN
  • EUR
Bunq Business Card
Based on 11,700 reviews
Based on 1 reviews
Hauptvorteile
  • Invoice & receipt scanning from the app
  • Bookkeeping Software integration + finances automation
  • Deposit protection up to €100,000
Seite besuchen
2
9.5
Seite besuchen
  • 24/7 online support via app and email
  • Withdraw & deposit at +10K stores across Europe
Mehr +
Punkte 9.1
Neat bewertung
Regulierung FCA
Kosten Free plan
Konten
  • GBP, HKD
Neat Card
Based on 381 reviews
Hauptvorteile
  • Make payments to 35+ countries at competitive rates
Seite besuchen
3
9.1
Seite besuchen
  • Best for international freelancers & businesses
  • Collect payments in multiple currencies
Mehr +
Punkte 8.8
genome bewertung
Regulierung Bank of LT
Kosten €10+/month
Konten
  • IBAN (EUR, USD, GBP)
Based on 32 reviews
Hauptvorteile
  • SEPA, SWIFT & international transfers
Seite besuchen
4
8.8
Seite besuchen
  • Multiple IBANs (EUR | USD | GBP)
  • Instant money exchange in favorable rates
Mehr +
Punkte 8.5
ING bewertung
Regulierung ECB
Kosten €9.90 per month
Konten
  • IBAN, EUR
Based on 809 reviews
Hauptvorteile
  • Easy access for your accountant
Seite besuchen
5
8.5
Seite besuchen
  • Easy integration with accounting
  • Business account, card, online banking & app
Mehr +

Why Should I Open a Business Bank Account?

The increased flexibility offered by digital banks such as Holvi and N26 makes them the perfect solution for freelancers, sole traders, online/local sellers and SMBs- by simplifying financial management processes and freeing up time to focus on growing your business.

Why Should I Open a Business Bank Account?

The increased flexibility offered by digital banks such as Holvi and N26 makes them the perfect solution for freelancers, sole traders, online/local sellers and SMBs- by simplifying financial management processes and freeing up time to focus on growing your business.

How Do I Compare & Choose the Best Bank account for My Business?

Features Icon
Banking Features
At the core, check for payment options, local and international money transfer services, corporate cards, account types and currencies available as well as invoicing and bookkeeping tools.
Fees Icon
Fees
Look for accounts offering simple & clear-cut plans, minimal or no fees on transfers & payments and free withdrawal options. Note that fees may vary depending on the plan you choose (free plans will often incur higher fees than premium plans).
Corporate card
All business accounts include corporate cards for you & your employees – either through MasterCard or Visa. Check how many cards are included for free in your chosen plan & how much each additional card will cost if required.
Security Icon
Security
The banks we compare & review on Top10BusinessBanks.com are regulated by local authorities. Check for regulations such as FCA (Financial Conduct Authority) or the FCS (Financial Compensation Scheme) in the UK & FIN-FSA, BaFin, DNB, ECB & ACPR in Europe.
Accounting Icon
Accounting tools
Look for built in expense reporting, scheduled/recurring payments & direct debits. Most banks also offer seamless integration with bookkeeping & accounting tools. For example, Qonto integrates with Sage and QuickBooks.
Access Icon
Account Access
Today, some banks offer account access 24 hours a day, 7 days a week. While the majority of providers offer access via both mobile and desktop/web apps, some business banks only offer one or the other so check you have the access you need when selecting your preferred bank.

How Do I Compare & Choose the Best Bank account for My Business?

Features Icon
Banking Features
Accordeon button
At the core, check for payment options, local and international money transfer services, corporate cards, account types and currencies available as well as invoicing and bookkeeping tools.
Fees Icon
Fees
Accordeon button
Look for accounts offering simple & clear-cut plans, minimal or no fees on transfers & payments and free withdrawal options. Note that fees may vary depending on the plan you choose (free plans will often incur higher fees than premium plans).
Corporate card
Accordeon button
All business accounts include corporate cards for you & your employees – either through MasterCard or Visa. Check how many cards are included for free in your chosen plan & how much each additional card will cost if required.
Security Icon
Security
Accordeon button
The banks we compare & review on Top10BusinessBanks.com are regulated by local authorities. Check for regulations such as FCA (Financial Conduct Authority) or the FCS (Financial Compensation Scheme) in the UK & FIN-FSA, BaFin, DNB, ECB & ACPR in Europe.
Accounting Icon
Accounting tools
Accordeon button
Look for built in expense reporting, scheduled/recurring payments & direct debits. Most banks also offer seamless integration with bookkeeping & accounting tools. For example, Qonto integrates with Sage and QuickBooks.
Access Icon
Account Access
Accordeon button
Today, some banks offer account access 24 hours a day, 7 days a week. While the majority of providers offer access via both mobile and desktop/web apps, some business banks only offer one or the other so check you have the access you need when selecting your preferred bank.