Top10BusinessBanks est une ressource en ligne gratuite destinée à aider les utilisateurs à trouver les informations dont ils ont besoin pour prendre une décision en toute confiance. Nous passons d’innombrables heures de recherche pour trouver le contenu le plus pertinent et le présenter de la manière la plus accessible. Cependant, veuillez ne pas voir les informations présentées ici comme une recommandation de notre part.
Notez s’il vous plaît:
| Banques d’entreprises | Tarifs | Carte | Réglementation | Principaux avantages | Note | Ouvrir un compte |
|---|---|---|---|---|---|---|
|
1
|
Free plan Plus |
Soldo Corporate Mastercard
 |
FCA |
|
9.8 | |
PaiementsCard type
Withdrawals
Money transfers
Outils de comptabilité
Fonctions de sécurité
Accès au compte
|
||||||
|
2
|
Plans 6€+/mo Plus |
Pleo Prepaid Mastercard
 |
FSA, PCI |
|
9.5 | |
PaiementsAccount Types
Automated Payments
Domestic Transfers
International Transfers
Outils de comptabilité
Fonctions de sécurité
Accès au compte
|
||||||
| Free trial | ||||||
|
3
|
Plans 9+€/mo Plus |
Mastercard Business
 |
ACPR |
|
9.1 | |
PaiementsAccount types
SEPA transfers
Bookeeping pack
Outils de comptabilité
Fonctions de sécurité
Accès au compte
|
||||||
|
4
|
1-month free trial Then €14.99/m Plus |
 |
Santander Bank |
|
8.8 | |
PaiementsAccount Types
Automated Payments
Domestic Transfers
International Transfers
Outils de comptabilité
Fonctions de sécurité
Accès au compte
|
||||||
|
5
|
Plans 5.99+€/mo Plus |
bunq Corporate Mastercard
 |
DNB |
|
8.5 | |
PaiementsAccount Types
Free ATM withdrawals
in Easy money and Easy green accounts only
International transfers
Outils de comptabilité
Fonctions de sécurité
Accès au compte
|
||||||
Digital business banks, also known as ‘challenger’, neo or mobile/online-only banks, offer businesses a 100% digital banking alternative to the traditional high street banks. Managed via secure mobile and/or web apps, digital business banks allow you to save time and money with lower (or no!) fees on common transactions, automated banking activities, seamless accounting integrations and 24/7 access.
The increased flexibility offered by digital banks such as Pleo and N26 makes them the perfect solution for freelancers, sole traders, online/local sellers and SMBs- by simplifying financial management processes and freeing up time to focus on growing your business.
Setup: High street banks generally require new business customers to complete many complex forms, provide loads of financial reports and then ask you to wait up to a few weeks for approval. Opening an account with a digital bank is simple- there are no paper forms, the application is all done online, and approval is often the same day.
Fees: Traditional banks make money in two ways, by investing your money elsewhere and by charging you excessive fees on every type of transaction you perform. With no physical brick and mortar location, mobile business banks can pass their savings on overheads to you, and therefore only charge minimal fees on transactions, payments and withdrawals. Leading business bank Revolut, for example, offers free domestic and international transfers.
Access: High street banks have restricted opening times (often during your own business hours), limited weekend trading and when you can finally make it to the bank, you are faced with long wait times. With mobile or web app accessibility, your digital bank account is accessible instantly- 24 hours a day, from your office, home or on the go.
Features & Services: Brick and mortar banks offer businesses a full suite of banking features, including account managers and private banking. Digital banks are quickly catching up, offering current and savings accounts, prepaid MasterCards, fast money transfer and payment services as well as integrations with accounting software to assist with financial reporting.
Security & Regulation: Digital banks feel strongly about the security of your funds. The Financial Conduct Authority (FCA), European Central Bank (ECB), French Prudential Supervision, The Resolution Authority (ACPR) and The Federal Financial Supervisory Authority (BaFin) cover most EU countries digital business banks, and the majority of the digital banks don’t reinvest your money, which means it’s always available to withdraw, should something untoward happen.
Digital business banks, also known as ‘challenger’, neo or mobile/online-only banks, offer businesses a 100% digital banking alternative to the traditional high street banks. Managed via secure mobile and/or web apps, digital business banks allow you to save time and money with lower (or no!) fees on common transactions, automated banking activities, seamless accounting integrations and 24/7 access.
The increased flexibility offered by digital banks such as Pleo and N26 makes them the perfect solution for freelancers, sole traders, online/local sellers and SMBs- by simplifying financial management processes and freeing up time to focus on growing your business.
Setup: High street banks generally require new business customers to complete many complex forms, provide loads of financial reports and then ask you to wait up to a few weeks for approval. Opening an account with a digital bank is simple- there are no paper forms, the application is all done online, and approval is often the same day.
Fees: Traditional banks make money in two ways, by investing your money elsewhere and by charging you excessive fees on every type of transaction you perform. With no physical brick and mortar location, mobile business banks can pass their savings on overheads to you, and therefore only charge minimal fees on transactions, payments and withdrawals. Leading business bank Revolut, for example, offers free domestic and international transfers.
Access: High street banks have restricted opening times (often during your own business hours), limited weekend trading and when you can finally make it to the bank, you are faced with long wait times. With mobile or web app accessibility, your digital bank account is accessible instantly- 24 hours a day, from your office, home or on the go.
Features & Services: Brick and mortar banks offer businesses a full suite of banking features, including account managers and private banking. Digital banks are quickly catching up, offering current and savings accounts, prepaid MasterCards, fast money transfer and payment services as well as integrations with accounting software to assist with financial reporting.
Security & Regulation: Digital banks feel strongly about the security of your funds. The Financial Conduct Authority (FCA), European Central Bank (ECB), French Prudential Supervision, The Resolution Authority (ACPR) and The Federal Financial Supervisory Authority (BaFin) cover most EU countries digital business banks, and the majority of the digital banks don’t reinvest your money, which means it’s always available to withdraw, should something untoward happen.
