Top 5 Bank Accounts for Startups & Freelancers – Netherlands

Top 5 Bank Accounts for Startups & Freelancers

Netherlands
Netherlands – mai 2024
  • Benefit from no paperwork, fast approval and automated banking & accounting workflows
  • Save money with low or no fees on transactions, transfers & payments
  • Perfect for small businesses & freelancers
  • No paperwork, fast approval
  • Save time & money
  • Accounting integrations

Déclaration de l’annonceur

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Banques d’entreprises Tarifs Carte Réglementation Principaux avantages Note Ouvrir un compte
Free plan Plus Soldo Corporate Mastercard FCA
  • Choose a virtual or plastic Mastercard® debit
  • Capture receipts on-the-spot via mobile app
  • Export data to any accounting system
  • Track your spending in real time
9.8

Paiements

Card type
  • Mastercard® debit
Withdrawals
  • Free from your domestic account
Money transfers
  • Free to other Soldo users

Outils de comptabilité

  • green-check-mark Expense Management
  • green-check-mark Accounting integration
  • green-check-mark Bookkeeping
  • green-check-mark Invoicing

Fonctions de sécurité

  • Fully regulated by the FCA
  • Authorised by the Central Bank of Ireland

Accès au compte

Based on 1,081 reviews
Plans 5.99+€/mo Plus bunq Corporate Mastercard DNB
  • 24/7 online support via app and email
  • 0.27% interest rate on savings
  • Invoice & receipt scanning directly from the app
9.5

Paiements

Account type
  • Dutch IBAN, EUR
Free ATM withdrawals
  • 4 per month
in Easy money and Easy green accounts only
International transfers
  • Via Wise (transferwise)

Outils de comptabilité

  • green-check-mark Bookkeeping integration
  • green-check-mark Multiple tradenames
  • green-check-mark Automatic VAT
  • green-check-mark Invoicing

Fonctions de sécurité

  • Deposit Protection up to €100,000 by DNB
  • Purchase protection & extended warranty

Accès au compte

Based on 1 reviews
Free plan Plus Neat Corporate Mastercard FCA
  • Best for international freelancers & businesses
  • Collect payments in multiple currencies
9.1

Paiements

Account Types
  • GBP, HKD
Currency wallets
  • Direct Debits
Domestic Transfers
  • Free SEPA payments

Outils de comptabilité

  • green-check-mark Accounting integration
  • green-check-mark Expense Management
  • green-check-mark Bookkeeping

Fonctions de sécurité

  • Authrised by the FCA in the UK

Accès au compte

Based on 381 reviews
€10+/month Plus genome Visa business debit Bank of LT
  • Open Multiple IBAN accounts (EUR | USD | GBP)
  • Instant money exchange in favorable rates
8.8

Paiements

Account type
  • IBAN (EUR, USD, GBP)
Currency exchange
  • 1% flat fee
Money transfers
  • SEPA, SWIFT

Outils de comptabilité

  • close-mark-black Bookeeping integration
  • close-mark-black Invoicing

Fonctions de sécurité

  • Supervised by the Bank of Lithuania

Accès au compte

Based on 32 reviews
€9.90 per month Plus ING maestro card ECB
  • Easy integration with accounting
  • Business account, card, online banking & app
8.5

Paiements

Card type
  • Maestro card
SEPA transfer
  • €0.12
Debt collection
  • €0.125

Outils de comptabilité

  • green-check-mark Accounting integration
  • close-mark-black Invoicing
  • close-mark-black Automatic VAT

Fonctions de sécurité

  • Supervised by the European Central Bank (ECB)

Accès au compte

Based on 809 reviews
1
  • Choose a virtual or plastic Mastercard® debit
  • Capture receipts on-the-spot via mobile app
Plus +
2
  • 24/7 online support via app and email
  • Withdraw & deposit at +10K stores across Europe
Plus +
3
  • Best for international freelancers & businesses
  • Collect payments in multiple currencies
Plus +
4
  • Multiple IBANs (EUR | USD | GBP)
  • Instant money exchange in favorable rates
Plus +
5
  • Easy integration with accounting
  • Business account, card, online banking & app
Plus +

Why Should I Open a Business Bank Account?

The increased flexibility offered by digital banks such as Holvi and N26 makes them the perfect solution for freelancers, sole traders, online/local sellers and SMBs- by simplifying financial management processes and freeing up time to focus on growing your business.

Why Should I Open a Business Bank Account?

The increased flexibility offered by digital banks such as Holvi and N26 makes them the perfect solution for freelancers, sole traders, online/local sellers and SMBs- by simplifying financial management processes and freeing up time to focus on growing your business.

How Do I Compare & Choose the Best Bank account for My Business?

Features Icon
Banking Features
At the core, check for payment options, local and international money transfer services, corporate cards, account types and currencies available as well as invoicing and bookkeeping tools.
Fees Icon
Fees
Look for accounts offering simple & clear-cut plans, minimal or no fees on transfers & payments and free withdrawal options. Note that fees may vary depending on the plan you choose (free plans will often incur higher fees than premium plans).
Corporate card
All business accounts include corporate cards for you & your employees – either through MasterCard or Visa. Check how many cards are included for free in your chosen plan & how much each additional card will cost if required.
Security Icon
Security
The banks we compare & review on Top10BusinessBanks.com are regulated by local authorities. Check for regulations such as FCA (Financial Conduct Authority) or the FCS (Financial Compensation Scheme) in the UK & FIN-FSA, BaFin, DNB, ECB & ACPR in Europe.
Accounting Icon
Accounting tools
Look for built in expense reporting, scheduled/recurring payments & direct debits. Most banks also offer seamless integration with bookkeeping & accounting tools. For example, Qonto integrates with Sage and QuickBooks.
Access Icon
Account Access
Today, some banks offer account access 24 hours a day, 7 days a week. While the majority of providers offer access via both mobile and desktop/web apps, some business banks only offer one or the other so check you have the access you need when selecting your preferred bank.

How Do I Compare & Choose the Best Bank account for My Business?

Features Icon
Banking Features
Accordeon button
At the core, check for payment options, local and international money transfer services, corporate cards, account types and currencies available as well as invoicing and bookkeeping tools.
Fees Icon
Fees
Accordeon button
Look for accounts offering simple & clear-cut plans, minimal or no fees on transfers & payments and free withdrawal options. Note that fees may vary depending on the plan you choose (free plans will often incur higher fees than premium plans).
Corporate card
Accordeon button
All business accounts include corporate cards for you & your employees – either through MasterCard or Visa. Check how many cards are included for free in your chosen plan & how much each additional card will cost if required.
Security Icon
Security
Accordeon button
The banks we compare & review on Top10BusinessBanks.com are regulated by local authorities. Check for regulations such as FCA (Financial Conduct Authority) or the FCS (Financial Compensation Scheme) in the UK & FIN-FSA, BaFin, DNB, ECB & ACPR in Europe.
Accounting Icon
Accounting tools
Accordeon button
Look for built in expense reporting, scheduled/recurring payments & direct debits. Most banks also offer seamless integration with bookkeeping & accounting tools. For example, Qonto integrates with Sage and QuickBooks.
Access Icon
Account Access
Accordeon button
Today, some banks offer account access 24 hours a day, 7 days a week. While the majority of providers offer access via both mobile and desktop/web apps, some business banks only offer one or the other so check you have the access you need when selecting your preferred bank.