Bluevine Vs. Chase

Compare Bluevine and Chase for business banking solutions. Explore their unique features and benefits to make an informed choice for your business’s banking needs.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$15 / $30 / $95
*According to plan

Interest

2.0% APY on positive checking account balances.
Requirements: $500 debit spending or $2500 monthly deposits.

0.01%

Banking Partner

The Bancorp Bank, Member FDIC

Chase Bank, Member FDIC

Editorial Score

Score 9.5
Score 8.5

Card

Rating

7503 reviews
1474 reviews

Fees & Charges

Minimum Balance

$0

$2000

Mandatory first deposit

$0

$0

Overdraft Fees

$0

$34

Early Account closing Fee

$0

$0

ATM Withdrawal fee

Free on Monepass ATMs, $2.5 fee on out-of-network ATMs

Domestic: $3 fee on non-Chase ATM withdrawal
International: $5 fee on ATM withdrawal

Features

ACH Transfers

Incoming ACH $0
Outgoing ACH $0

Incoming ACH $0
Outgoing ACH $0

Wire Transfers

Incoming Wire $0
Outgoing Wire $15

Incoming Wire $15 / $0 / $0 fee
*According to plan

Outgoing Wire $25+ for domestic transfers
$40+ for international transfers

Sub Accounts

Up to 5 sub-accounts

N/A

Bill Pay

V
V

Cash Deposit

V
V

Invoice Management

V
V

Integrations

Quickbooks, Xero, Square, Venmo, and Expensify

None

Bottom Line

Why?

Bluevine is a leading business banking solution known for its innovative digital setup. With Bluevine, businesses can enjoy the flexibility of managing their finances online, with easy onboarding, efficient bill pay service, competitive 2.0% APY on positive balances, and cost-effective transfers. There are no monthly fees, making it a cost-efficient choice for modern businesses.

Chase, a well-established bank, offers a comprehensive range of services including business checking accounts and merchant services. With its extensive network of local branches, Chase provides businesses with in-person support and accessibility. It is a trusted choice for businesses seeking a traditional banking experience.

Editorial Score

Score 9.5

Winner!

Score 8.5

Bluevine Vs. Chase

Compare Bluevine and Chase for business banking solutions. Explore their unique features and benefits to make an informed choice for your business’s banking needs.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$15 / $30 / $95
*According to plan

Interest

2.0% APY on positive checking account balances.
Requirements: $500 debit spending or $2500 monthly deposits.

0.01%

Banking Partner

The Bancorp Bank, Member FDIC

Chase Bank, Member FDIC

Editorial Score

Score 9.5
Score 8.5

Card

Rating

7503 reviews
1474 reviews

Fees & Charges

Minimum Balance

$0

$2000

Mandatory first deposit

$0

$0

Overdraft Fees

$0

$34

Early Account closing Fee

$0

$0

ATM Withdrawal fee

Free on Monepass ATMs, $2.5 fee on out-of-network ATMs

Domestic: $3 fee on non-Chase ATM withdrawal
International: $5 fee on ATM withdrawal

Features

ACH Transfers

Incoming ACH $0
Outgoing ACH $0

Incoming ACH $0
Outgoing ACH $0

Wire Transfers

Incoming Wire $0
Outgoing Wire $15

Incoming Wire $15 / $0 / $0 fee
*According to plan

Outgoing Wire $25+ for domestic transfers
$40+ for international transfers

Sub Accounts

Up to 5 sub-accounts

N/A

Bill Pay

V
V

Cash Deposit

V
V

Invoice Management

V
V

Integrations

Quickbooks, Xero, Square, Venmo, and Expensify

None

Bottom Line

In this comparison between Bluevine and Chase for business banking solutions, Bluevine emerges as a strong contender. Bluevine offers a flexible digital setup, competitive 2.0% APY on positive balances, easy onboarding, efficient bill pay service, no monthly fees, and cost-effective transfers. These advantages position Bluevine as a compelling option for businesses seeking a modern and cost-efficient banking solution. While Chase provides a wide range of services and local branches for users who value a traditional banking experience, businesses looking for digital-first solutions may find Bluevine’s offerings better suited to their needs.

Bluevine Logo
Score 9.5

Winner!

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Chase Logo BB (1)
Score 8.5
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