Bluevine Vs. Mercury

Bluevine and Mercury are two of the leading checking account providers for businesses, offering a range of financial services.
Find the right fit for your business by comparing their features & benefits.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$0

Banking Partner

The Bancorp Bank, Member FDIC

Evolve Bank & Trust® and Choice Financial Group; Members FDIC.

Primary Audiance

All types of SMBs

Startups

Editorial Score

Score 9.3
Score 8.7

Card

Rating

7503 reviews
764 reviews

Fees & Charges

Minimum Balance

$0

$0

Mandatory first deposit

$0

$0

Overdraft Fees

$0

$0

Early Account closing Fee

$0

$0

Features

ACH Transfers

Incoming ACH $0
Outgoing ACH $0

Incoming ACH $0
Outgoing ACH $0

Wire Transfers

Incoming Wire $0
Outgoing Wire $15

Incoming Wire $0
Outgoing Wire $0

Card

Bluevine Business Debit Mastercard

Mercury Business Debit Mastercard

Cash Deposit

Available with a $4.95 fee per deposit

X

Savings

2.0% APY for all deposited funded available for accounts who spend 500$ via debit or receive 2500$ monthly

5.3% APY for funds alocated in a Savings account

Bill Pay

V
X

Invoice Management

V
V

Integrations

Quickbooks, Xero, Square, Venmo, and Expensify.

Xero, Quickbooks, and Zapier.

Bottom Line

Why?

Bluevine emerges as the winner in this comparison against Mercury for business banking solutions. With its robust bill pay system and competitive 2.0% APY on deposited funds, Bluevine streamlines financial operations and promotes financial growth. It stands out for being completely free, eliminating unnecessary fees and expenses.

Mercury shines as a competitive option for startups. Its comprehensive suite of banking services is specifically tailored to meet the unique needs of these businesses. Mercury’s specialized features and offerings provide startups with the necessary tools to manage their finances effectively, making it a strong contender in this comparison.

Editorial Score

Score 9.3

Winner!

Score 8.7

Bluevine Vs. Mercury

Bluevine and Mercury are two of the leading checking account providers for businesses, offering a range of financial services.
Find the right fit for your business by comparing their features & benefits.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$0

Banking Partner

The Bancorp Bank, Member FDIC

Evolve Bank & Trust® and Choice Financial Group; Members FDIC.

Primary Audiance

All types of SMBs

Startups

Editorial Score

Score 9.3
Score 8.7

Card

Rating

7503 reviews
764 reviews

Fees & Charges

Minimum Balance

$0

$0

Mandatory first deposit

$0

$0

Overdraft Fees

$0

$0

Early Account closing Fee

$0

$0

Features

ACH Transfers

Incoming ACH $0
Outgoing ACH $0

Incoming ACH $0
Outgoing ACH $0

Wire Transfers

Incoming Wire $0
Outgoing Wire $15

Incoming Wire $0
Outgoing Wire $0

Card

Bluevine Business Debit Mastercard

Mercury Business Debit Mastercard

Cash Deposit

Available with a $4.95 fee per deposit

X

Savings

2.0% APY for all deposited funded available for accounts who spend 500$ via debit or receive 2500$ monthly

5.3% APY for funds alocated in a Savings account

Bill Pay

V
X

Invoice Management

V
V

Integrations

Quickbooks, Xero, Square, Venmo, and Expensify.

Xero, Quickbooks, and Zapier.

Bottom Line

In this Bluevine vs. Mercury comparison, Bluevine emerges as the preferred choice for versatile and efficient banking. With modern digital solutions, streamlined processes, and competitive rates, Bluevine caters to various business needs. Its user-friendly interface, customizable workflows, and advanced automation optimize efficiency. Mercury provides a competitive suite tailored for startups, making it a strong contender. However, businesses seeking a comprehensive and feature-rich experience will find Bluevine to be the ideal option. Explore their features to make an informed decision.

Bluevine Logo
Score 9.3

Winner!

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Mercury Logo BB
Score 8.7
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