Bluevine Vs. Wells Fargo
Compare Bluevine and Wells Fargo for business banking solutions. Explore their unique offerings to find the right fit for your business’s banking needs.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$10 / $25 / $75
*According to plan
Interest bearing
2.0% APY on positive checking account balances. Requirements: $500 debit spending or $2500 monthly deposits.
N/A
Banking Partner
The Bancorp Bank, Member FDIC
Wells Fargo Bank, Member FDIC
Editorial Score
Card
Fees & Charges
Mandatory first deposit
$0
$25
Overdraft Fees
$0
$35
Early Account closing Fee
$0
$0
ATM Withdrawal fee
Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs
Free at Wells Fargo ATMs
$2.5-$5 fee at non-Wells Fargo ATMs
Features
ACH Transfers
Unlimited fee-free transactions
100 /250 free transactions
*According to plan
then $0.50 per transaction
Wire Transfers
Domestic: Incoming Wire $0 Outgoing Wire $15 International: Incoming Wire N/A Outgoing Wire N/A
Domestic: Incoming Wire $15 Outgoing Wire $30 International: Incoming Wire $16 Outgoing Wire $30-$40
Sub Accounts
Up to 5 sub-accounts
N/A
Check Deposit
Cash Deposit
Invoice Management
3rd-party Integrations
Quickbooks, Xero, Square, Venmo, and Expensify.
QuickBooks, Xero, ADP®, and more.
Bottom Line
Why?
Bluevine stands out with its modern digital solutions, streamlined processes, competitive rates, and innovative features, making it the preferred choice for businesses embracing the advantages of the digital age. With user-friendly interfaces and advanced automation capabilities, Bluevine helps businesses streamline financial operations and maximize efficiency.
Wells Fargo offers a more traditional banking experience, leveraging its extensive branch network for in-person support. While not as digitally innovative as Bluevine, Wells Fargo’s trusted reputation and long-standing presence in the industry provide businesses with stability and reliability, especially for those who value the familiarity of a physical bank.
Editorial Score
Winner!
Bluevine Vs. Wells Fargo
Compare Bluevine and Wells Fargo for business banking solutions. Explore their unique offerings to find the right fit for your business’s banking needs.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$10 / $25 / $75
*According to plan
Interest bearing
2.0% APY on positive checking account balances. Requirements: $500 debit spending or $2500 monthly deposits.
N/A
Banking Partner
The Bancorp Bank, Member FDIC
Wells Fargo Bank, Member FDIC
Editorial Score
Card
Fees & Charges
Mandatory first deposit
$0
$25
Overdraft Fees
$0
$35
Early Account closing Fee
$0
$0
ATM Withdrawal fee
Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs
Free at Wells Fargo ATMs
$2.5-$5 fee at non-Wells Fargo ATMs
Features
ACH Transfers
Unlimited fee-free transactions
100 /250 free transactions
*According to plan
then $0.50 per transaction
Wire Transfers
Domestic: Incoming Wire $0 Outgoing Wire $15 International: Incoming Wire N/A Outgoing Wire N/A
Domestic: Incoming Wire $15 Outgoing Wire $30 International: Incoming Wire $16 Outgoing Wire $30-$40
Sub Accounts
Up to 5 sub-accounts
N/A
Check Deposit
Cash Deposit
Invoice Management
3rd-party Integrations
Quickbooks, Xero, Square, Venmo, and Expensify.
QuickBooks, Xero, ADP®, and more.
Bottom Line
In comparing Bluevine and Wells Fargo, it becomes evident that Bluevine is the clear winner. Bluevine offers modern digital solutions, streamlined processes, competitive rates, and innovative features that cater to the needs of today’s businesses. On the other hand, Wells Fargo provides a more traditional banking experience with its extensive branch network. When it comes to embracing the digital age and maximizing efficiency, Bluevine proves to be the preferred choice for businesses seeking a modern and innovative banking solution.