Bluevine Vs. Wells Fargo

Compare Bluevine and Wells Fargo for business banking solutions. Explore their unique offerings to find the right fit for your business’s banking needs.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$10 / $25 / $75
*According to plan

Interest bearing

2.0% APY on positive checking account balances. Requirements: $500 debit spending or $2500 monthly deposits.

N/A

Banking Partner

The Bancorp Bank, Member FDIC

Wells Fargo Bank, Member FDIC

Editorial Score

Score 9.3
Score 8.1

Card

Rating

7503 reviews
984 reviews

Fees & Charges

Mandatory first deposit

$0

$25

Overdraft Fees

$0

$35

Early Account closing Fee

$0

$0

ATM Withdrawal fee

Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs

Free at Wells Fargo ATMs
$2.5-$5 fee at non-Wells Fargo ATMs

Features

ACH Transfers

Unlimited fee-free transactions

100 /250 free transactions
*According to plan
then $0.50 per transaction

Wire Transfers

Domestic: Incoming Wire $0 Outgoing Wire $15 International: Incoming Wire N/A Outgoing Wire N/A

Domestic: Incoming Wire $15 Outgoing Wire $30 International: Incoming Wire $16 Outgoing Wire $30-$40

Sub Accounts

Up to 5 sub-accounts

N/A

Check Deposit

V
V

Cash Deposit

X
V

Invoice Management

V
X

3rd-party Integrations

Quickbooks, Xero, Square, Venmo, and Expensify.

QuickBooks, Xero, ADP®, and more.

Bottom Line

Why?

Bluevine stands out with its modern digital solutions, streamlined processes, competitive rates, and innovative features, making it the preferred choice for businesses embracing the advantages of the digital age. With user-friendly interfaces and advanced automation capabilities, Bluevine helps businesses streamline financial operations and maximize efficiency.

Wells Fargo offers a more traditional banking experience, leveraging its extensive branch network for in-person support. While not as digitally innovative as Bluevine, Wells Fargo’s trusted reputation and long-standing presence in the industry provide businesses with stability and reliability, especially for those who value the familiarity of a physical bank.

Editorial Score

Score 9.3

Winner!

Score 8.1

Bluevine Vs. Wells Fargo

Compare Bluevine and Wells Fargo for business banking solutions. Explore their unique offerings to find the right fit for your business’s banking needs.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$10 / $25 / $75
*According to plan

Interest bearing

2.0% APY on positive checking account balances. Requirements: $500 debit spending or $2500 monthly deposits.

N/A

Banking Partner

The Bancorp Bank, Member FDIC

Wells Fargo Bank, Member FDIC

Editorial Score

Score 9.3
Score 8.1

Card

Rating

7503 reviews
984 reviews

Fees & Charges

Mandatory first deposit

$0

$25

Overdraft Fees

$0

$35

Early Account closing Fee

$0

$0

ATM Withdrawal fee

Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs

Free at Wells Fargo ATMs
$2.5-$5 fee at non-Wells Fargo ATMs

Features

ACH Transfers

Unlimited fee-free transactions

100 /250 free transactions
*According to plan
then $0.50 per transaction

Wire Transfers

Domestic: Incoming Wire $0 Outgoing Wire $15 International: Incoming Wire N/A Outgoing Wire N/A

Domestic: Incoming Wire $15 Outgoing Wire $30 International: Incoming Wire $16 Outgoing Wire $30-$40

Sub Accounts

Up to 5 sub-accounts

N/A

Check Deposit

V
V

Cash Deposit

X
V

Invoice Management

V
X

3rd-party Integrations

Quickbooks, Xero, Square, Venmo, and Expensify.

QuickBooks, Xero, ADP®, and more.

Bottom Line

In comparing Bluevine and Wells Fargo, it becomes evident that Bluevine is the clear winner. Bluevine offers modern digital solutions, streamlined processes, competitive rates, and innovative features that cater to the needs of today’s businesses. On the other hand, Wells Fargo provides a more traditional banking experience with its extensive branch network. When it comes to embracing the digital age and maximizing efficiency, Bluevine proves to be the preferred choice for businesses seeking a modern and innovative banking solution.

Bluevine Logo
Score 9.3

Winner!

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Wells Fargo Logo
Score 8.1
Visit Site