Mercury Vs. Relay

Bluevine and Mercury are two of the leading checking account providers for businesses, offering a range of financial services. Find the right fit for your business by comparing their features & benefits.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$0

Savings account

Up to 5.51%

X

Banking Partner

Evolve Bank & Trust® and Choice Financial Group; Members FDIC.

The Bancorp Bank, Member FDIC

FDIC Coverage

Up to $5,000,000

Up to $3,000,000

Editorial Score

Score 9.5
Score 9.0

Card

Rating

764 reviews
7503 reviews

Fees & Charges

Minimum Balance

$0

$0

Overdraft Fees

$0

$0

Mandatory first deposit

$0

$0

Outgoing wire Transfers

$0

$15

Features

Number of Accounts Available

Up to 15 checking accounts

Up to 5 sub-accounts

Transactions

Unlimited fee-free transactions

Unlimited fee-free transactions

Debit Card

Mercury Business Debit Mastercard

Bluevine Business Debit Mastercard

Credit Cards

V
X

Check Deposit

V
V

Cash Deposit

X

Available with a $4.95 fee per deposit

Bill Pay

V
V

3rd-party Integrations

Xero, Quickbooks, and Zapier

Quickbooks, Xero, Square, Venmo, and Expensify.

Bottom Line

Why?

Mercury excels in business banking with its comprehensive offerings like competitive APY, advanced bill pay system, and a credit card option. It’s designed to meet the diverse financial requirements of businesses, setting a high standard in banking efficiency and versatility.

Bluevine stands out with its compelling value proposition, especially for businesses requiring cash deposit facilities. It offers customized financial solutions, aligning with different business dynamics, and ensures a banking experience that’s both convenient and adaptable.

Editorial Score

Score 9.5

Winner!

Score 9.0

Mercury Vs. Relay

Bluevine and Mercury are two of the leading checking account providers for businesses, offering a range of financial services. Find the right fit for your business by comparing their features & benefits.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$0

Savings account

Up to 5.51%

X

Banking Partner

Evolve Bank & Trust® and Choice Financial Group; Members FDIC.

The Bancorp Bank, Member FDIC

FDIC Coverage

Up to $5,000,000

Up to $3,000,000

Editorial Score

Score 9.5
Score 9.0

Card

Rating

764 reviews
7503 reviews

Fees & Charges

Minimum Balance

$0

$0

Overdraft Fees

$0

$0

Mandatory first deposit

$0

$0

Outgoing wire Transfers

$0

$15

Features

Number of Accounts Available

Up to 15 checking accounts

Up to 5 sub-accounts

Transactions

Unlimited fee-free transactions

Unlimited fee-free transactions

Debit Card

Mercury Business Debit Mastercard

Bluevine Business Debit Mastercard

Credit Cards

V
X

Check Deposit

V
V

Cash Deposit

X

Available with a $4.95 fee per deposit

Bill Pay

V
V

3rd-party Integrations

Xero, Quickbooks, and Zapier

Quickbooks, Xero, Square, Venmo, and Expensify.

Bottom Line

Mercury leads in business banking with a feature-rich experience including competitive APY, a sophisticated bill pay system, and a credit card option, catering to a wide range of business needs. Bluevine follows closely, with its strong value proposition, the convenience of cash deposits, and tailored financial solutions that resonate with various business models. Both provide unique benefits, making them top choices for business checking accounts.

Mercury Logo BB
Score 9.5

Winner!

Visit Site
Bluevine Logo
Score 9.0
Visit Site