Novo Vs. Bluevine
Novo and Bluevine are two of the leading checking account providers for businesses, offering a range of financial services.
Find the right fit for your business by comparing their features & benefits.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$0
Banking Partner
Middlesex Federal Savings, Member FDIC
The Bancorp Bank, Member FDIC
Editorial Score
Card
Rating
Fees & Charges
Minimum Balance
$0
$0
Mandatory first deposit
$0
$0
Overdraft Fees
$0
$0
Early Account closing Fee
$0
$0
ATM Withdrawal fee
ATM fee refunds up to $7 per month
Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs
Features
ACH Transfers
Incoming ACH $0
Outgoing ACH $0
Incoming ACH $0
Outgoing ACH $0
Wire Transfers
Incoming Wire $0
Outgoing Wire N/A
(Available with Wise integration)
Incoming Wire $0
Outgoing Wire $15
Card
Novo Business Debit Mastercard
Bluevine Business Debit Mastercard
Sub Accounts
Up to 5 sub-accounts
Up to 5 sub-accounts
Cash Deposit
Available with a $4.95 fee per deposit
Saving Account
Saving account with 2.0% APY available for accounts who spend 500$ via debit or receive 2500$ monthly
Invoice Management
Integrations
Stripe, Square, Paypal, Wise, Woocommerce, Amazon, Ebay, Etsy, Shopify, Xero, Quickbooks, Slack, Zapier, Google Sheets, and more
Quickbooks, Xero, Square, Venmo, and Expensify.
Bottom Line
Why?
Novo is the winner of this comparison for its robust app stack next to a minimal fee offering. We recommend Novo’s use to Ecommerce, startups, and micro-businesses who wish to automate their operations.
Bluevine makes a suitable choice for a more traditional company that needs savings features, cash deposits, or real-paper checks.
Editorial Score
Winner!
Novo Vs. Bluevine
Novo and Bluevine are two of the leading checking account providers for businesses, offering a range of financial services.
Find the right fit for your business by comparing their features & benefits.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$0
Banking Partner
Middlesex Federal Savings, Member FDIC
The Bancorp Bank, Member FDIC
Editorial Score
Card
Rating
Fees & Charges
Minimum Balance
$0
$0
Mandatory first deposit
$0
$0
Overdraft Fees
$0
$0
Early Account closing Fee
$0
$0
ATM Withdrawal fee
ATM fee refunds up to $7 per month
Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs
Features
ACH Transfers
Incoming ACH $0
Outgoing ACH $0
Incoming ACH $0
Outgoing ACH $0
Wire Transfers
Incoming Wire $0
Outgoing Wire N/A
(Available with Wise integration)
Incoming Wire $0
Outgoing Wire $15
Card
Novo Business Debit Mastercard
Bluevine Business Debit Mastercard
Sub Accounts
Up to 5 sub-accounts
Up to 5 sub-accounts
Cash Deposit
Available with a $4.95 fee per deposit
Saving Account
Saving account with 2.0% APY available for accounts who spend 500$ via debit or receive 2500$ monthly
Invoice Management
Integrations
Stripe, Square, Paypal, Wise, Woocommerce, Amazon, Ebay, Etsy, Shopify, Xero, Quickbooks, Slack, Zapier, Google Sheets, and more
Quickbooks, Xero, Square, Venmo, and Expensify.
Bottom Line
We chose Novo as the winner of this comparison for its robust app stack next to a minimal fee offering. We recommend Novo’s use to Ecommerce, startups, and micro-businesses who wish to automate their operations. Second came Bluevine with a compelling minimal fee offering. Bluevine is a suitable choice for a more traditional company that needs savings features, cash deposits, or real-paper checks.