Novo Vs. Bluevine

Novo and Bluevine are two of the leading checking account providers for businesses, offering a range of financial services.
Find the right fit for your business by comparing their features & benefits.

General Details

Monthly Fee

$0

$0

Banking Partner

Middlesex Federal Savings, Member FDIC

The Bancorp Bank, Member FDIC

Editorial Score

Score 9.5
Score 9.3

Card

Rating

2802 reviews
7228 reviews

Fees & Charges

Minimum Balance

$0

$0

Mandatory first deposit

$50

$0

Overdraft Fees

$27

$0

Early Account closing Fee

$0

$0

ATM Withdrawal fee

Free + Full refund on ATM fees

Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs

Features

ACH Transfers

Incoming ACH $0
Outgoing ACH $0

Incoming ACH $0
Outgoing ACH $0

Wire Transfers

Incoming Wire $0
Outgoing Wire N/A
(Available with Wise integration)

Incoming Wire $0
Outgoing Wire $15

Card

Novo Business Debit Mastercard

Bluevine Business Debit Mastercard

Sub Accounts

Up to 5 sub-accounts

Up to 5 sub-accounts

Cash Deposit

X

Available with a $4.95 fee per deposit

Saving Account

X

Saving account with 2.0% APY available for accounts who spend 500$ via debit or receive 2500$ monthly

Invoice Management

V
V

Integrations

Stripe, Square, Paypal, Wise, Woocommerce, Amazon, Ebay, Etsy, Shopify, Xero, Quickbooks, Slack, Zapier, Google Sheets, and more

Quickbooks,Xero,Square, Venmo, and Expensify.

Bottom Line

Why?

Novo is the winner of this comparison for its robust app stack next to a minimal fee offering. We recommend Novo’s use to Ecommerce, startups, and micro-businesses who wish to automate their operations.

Bluevine makes a suitable choice for a more traditional company that needs savings features, cash deposits, or real-paper checks.

Editorial Score

Score 9.5

Winner!

Score 9.3

Novo Vs. Bluevine

Novo and Bluevine are two of the leading checking account providers for businesses, offering a range of financial services.
Find the right fit for your business by comparing their features & benefits.

General Details

Monthly Fee

$0

$0

Banking Partner

Middlesex Federal Savings, Member FDIC

The Bancorp Bank, Member FDIC

Editorial Score

Score 9.5
Score 9.3

Card

Rating

2802 reviews
7228 reviews

Fees & Charges

Minimum Balance

$0

$0

Mandatory first deposit

$50

$0

Overdraft Fees

$27

$0

Early Account closing Fee

$0

$0

ATM Withdrawal fee

Free + Full refund on ATM fees

Free on Moneypass ATMs, $2.5 fee on out-of-network ATMs

Features

ACH Transfers

Incoming ACH $0
Outgoing ACH $0

Incoming ACH $0
Outgoing ACH $0

Wire Transfers

Incoming Wire $0
Outgoing Wire N/A
(Available with Wise integration)

Incoming Wire $0
Outgoing Wire $15

Card

Novo Business Debit Mastercard

Bluevine Business Debit Mastercard

Sub Accounts

Up to 5 sub-accounts

Up to 5 sub-accounts

Cash Deposit

X

Available with a $4.95 fee per deposit

Saving Account

X

Saving account with 2.0% APY available for accounts who spend 500$ via debit or receive 2500$ monthly

Invoice Management

V
V

Integrations

Stripe, Square, Paypal, Wise, Woocommerce, Amazon, Ebay, Etsy, Shopify, Xero, Quickbooks, Slack, Zapier, Google Sheets, and more

Quickbooks,Xero,Square, Venmo, and Expensify.

Bottom Line

We chose Novo as the winner of this comparison for its robust app stack next to a minimal fee offering. We recommend Novo’s use to Ecommerce, startups, and micro-businesses who wish to automate their operations. Second came Bluevine with a compelling minimal fee offering. Bluevine is a suitable choice for a more traditional company that needs savings features, cash deposits, or real-paper checks.

Novo Logo BB
Score 9.5

Winner!

Visit Site
Bluevine Logo
Score 9.3
Visit Site