Relay Vs. Bluevine
Relay and Bluevine are two of the leading checking account providers for businesses, offering a range of financial services. Find the right fit for your business by comparing their features & benefits.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$0
Checking accounts
Up to 20 individual checking accounts
1 checking account + 5 virtual sub-accounts
Savings account
Up to 3%
Banking Partner
Evolve Bank & Trust and Thread Bank; Members FDIC
The Bancorp Bank, Member FDIC
Editorial Score
Card
Fees & Charges
Monthly Fee
$0
$0
Minimum Balance
$0
$0
(Must spend $500 per month to qualify for APY)
Overdraft Fees
$0
$0
Domestic Wire Fees
$5
(Free with Relay Pro)
$15
International Wire Fees
$10
(Free with Relay Pro)
ATM Withdrawal Fee
Full ATM fee reimbursement
Free on MoneyPass ATMs, $2.5 fee on out-of-network ATMs
Features
Debit Card
Up to 50 individual cards with customizable spend limit
1 card physical
Credit Line
Check Deposit
Cash Deposit
Up to $4.95 per deposit
Same-day ACH
With Relay Pro
3rd-party Integrations
Quickbooks, Xero, Gusto, Plaid, and Yodlee.
Quickbooks, Xero and Wave
Bottom Line
Why?
Relay stands out as the clear winner for small businesses. With its user-friendly interface, customizable workflows, and advanced automation capabilities, it optimizes efficiency in financial operations, preserving valuable time. Relay’s focus on innovation and user experience proves to be the ultimate banking solution for small businesses seeking to stay ahead in the digital age.
Bluevine stands out with its compelling value proposition, particularly for businesses in need of credit lines. It provides customized financial solutions that align with various business dynamics, ensuring a banking experience that is both convenient and adaptable.
Editorial Score
Winner!
Relay Vs. Bluevine
Relay and Bluevine are two of the leading checking account providers for businesses, offering a range of financial services. Find the right fit for your business by comparing their features & benefits.
Advertiser Disclosure
Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.
Please note:
- All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
- We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.
General Details
Monthly Fee
$0
$0
Checking accounts
Up to 20 individual checking accounts
1 checking account + 5 virtual sub-accounts
Savings account
Up to 3%
Banking Partner
Evolve Bank & Trust and Thread Bank; Members FDIC
The Bancorp Bank, Member FDIC
Editorial Score
Card
Fees & Charges
Monthly Fee
$0
$0
Minimum Balance
$0
$0
(Must spend $500 per month to qualify for APY)
Overdraft Fees
$0
$0
Domestic Wire Fees
$5
(Free with Relay Pro)
$15
International Wire Fees
$10
(Free with Relay Pro)
ATM Withdrawal Fee
Full ATM fee reimbursement
Free on MoneyPass ATMs, $2.5 fee on out-of-network ATMs
Features
Debit Card
Up to 50 individual cards with customizable spend limit
1 card physical
Credit Line
Check Deposit
Cash Deposit
Up to $4.95 per deposit
Same-day ACH
With Relay Pro
3rd-party Integrations
Quickbooks, Xero, Gusto, Plaid, and Yodlee.
Quickbooks, Xero and Wave
Bottom Line
Relay emerges as the preferred choice in this comparison due to its user-friendly interface, customizable workflows, and advanced automation capabilities, making it a strong option for small businesses. On the other hand, Bluevine closely follows suit with its compelling value proposition and tailored financial solutions that align well with various business models. Both platforms offer unique benefits, making them top choices for business checking accounts.