Relay Vs. Mercury
Compare Relay and Mercury for business banking needs. Relay offers a user-friendly interface, customizable workflows, and advanced automation capabilities. Mercury provides a comprehensive suite of banking services tailored for startups and tech companies. Explore their features to make an informed decision.
General Details
Monthly Fee
$0
$0
Number of Accounts Available
Up to 20 checking accounts
Up to 15 checking accounts
Accounts payable automation
Best-in-class accounting integrations available for $30 per month

Primary Audience
SMBs with 1-100 employees
Startups
Banking Partner
Evolve Bank & Trust and Thread Bank; Members FDIC
Evolve Bank & Trust® and Choice Financial Group; Members FDIC.
Editorial Score
Card


Rating
Fees & Charges
Monthly Fee
$0
$0
Minimum Balance
$0
$0
Overdraft Fees
$0
$0
Savings


Features
Transactions
Unlimited fee-free transactions
Unlimited fee-free transactions
Debit Card
Up to 50 individual cards with customizable spend limit
1 card per account
Credit Cards


Outgoing wire Transfers
Domestic wire transfers: $5 ($0 with Relay Pro)
International wire transfers: $10 ($0 with Relay Pro)
Free domestic transfers
Free international transfers
Check Deposit


Cash Deposit


Bill Pay


3rd-party Integrations
Quickbooks, Xero, Gusto, Plaid, and Yodlee.
Xero, Quickbooks, and Zapier
Bottom Line
Why?
Relay stands out as the clear winner for small businesses. With its user-friendly interface, customizable workflows, and advanced automation capabilities, it streamlines financial operations and saves valuable time. With Relay’s emphasis on innovation and user experience, it proves to be the ultimate banking solution for small businesses looking to stay ahead in the digital age.
Mercury shines as a competitive option for startups. Its comprehensive suite of banking services is specifically tailored to meet the unique needs of these businesses. Mercury’s specialized features and offerings provide startups with the necessary tools to manage their finances effectively, making it a strong contender in this comparison.
Editorial Score
Winner!
Relay Vs. Mercury
Compare Relay and Mercury for business banking needs. Relay offers a user-friendly interface, customizable workflows, and advanced automation capabilities. Mercury provides a comprehensive suite of banking services tailored for startups and tech companies. Explore their features to make an informed decision.
General Details
Monthly Fee
$0
$0
Number of Accounts Available
Up to 20 checking accounts
Up to 15 checking accounts
Accounts payable automation
Best-in-class accounting integrations available for $30 per month

Primary Audience
SMBs with 1-100 employees
Startups
Banking Partner
Evolve Bank & Trust and Thread Bank; Members FDIC
Evolve Bank & Trust® and Choice Financial Group; Members FDIC.
Editorial Score
Card


Rating
Fees & Charges
Monthly Fee
$0
$0
Minimum Balance
$0
$0
Overdraft Fees
$0
$0
Savings


Features
Transactions
Unlimited fee-free transactions
Unlimited fee-free transactions
Debit Card
Up to 50 individual cards with customizable spend limit
1 card per account
Credit Cards


Outgoing wire Transfers
Domestic wire transfers: $5 ($0 with Relay Pro)
International wire transfers: $10 ($0 with Relay Pro)
Free domestic transfers
Free international transfers
Check Deposit


Cash Deposit


Bill Pay


3rd-party Integrations
Quickbooks, Xero, Gusto, Plaid, and Yodlee.
Xero, Quickbooks, and Zapier
Bottom Line
Relay emerges as the preferred choice in this comparison, offering a user-friendly interface, customizable workflows, and advanced automation capabilities that make it a strong option for small businesses. On the other hand, Mercury caters to startups with its comprehensive suite of banking services tailored to meet their unique needs. Both platforms present valuable choices for businesses looking to enhance their financial management.