Relay Vs. Mercury

Compare Relay and Mercury for business banking needs. Relay offers a user-friendly interface, customizable workflows, and advanced automation capabilities. Mercury provides a comprehensive suite of banking services tailored for startups and tech companies. Explore their features to make an informed decision.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$0

Accounts payable automation

Best-in-class accounting integrations for $30 per month

X

Primary Audience

SMBs with 1-100 employees

Startups

Banking Partner

Evolve Bank & Trust and Thread Bank; Members FDIC

Evolve Bank & Trust® and Choice Financial Group; Members FDIC.

Editorial Score

Score 9.5
Score 8.7

Card

Rating

1204 reviews
764 reviews

Fees & Charges

Monthly Fee

$0

$0

Minimum Balance

$0

$0

Overdraft Fees

$0

$0

Savings

V
V

Features

Number of Accounts Available

Up to 20 checking accounts

Up to 15 checking accounts

Transactions

Unlimited fee-free transactions

Unlimited fee-free transactions

Debit Card

Up to 50 individual cards with customizable spend limit

1 card per account

Credit Cards

X
V

Outgoing wire Transfers

Domestic wire transfers: $5 ($0 with Relay Pro)
International wire transfers: $10 ($0 with Relay Pro)

Free domestic transfers
Free international transfers

Check Deposit

V
V

Cash Deposit

V
X

Bill Pay

V
V

3rd-party Integrations

Quickbooks, Xero, Gusto, Plaid, and Yodlee.

Xero, Quickbooks, and Zapier

Bottom Line

Why?

Relay stands out as the clear winner for small businesses. With its user-friendly interface, customizable workflows, and advanced automation capabilities, it streamlines financial operations and saves valuable time. With Relay’s emphasis on innovation and user experience, it proves to be the ultimate banking solution for small businesses looking to stay ahead in the digital age.

Mercury shines as a competitive option for startups. Its comprehensive suite of banking services is specifically tailored to meet the unique needs of these businesses. Mercury’s specialized features and offerings provide startups with the necessary tools to manage their finances effectively, making it a strong contender in this comparison.

Editorial Score

Score 9.5

Winner!

Score 8.7

Relay Vs. Mercury

Compare Relay and Mercury for business banking needs. Relay offers a user-friendly interface, customizable workflows, and advanced automation capabilities. Mercury provides a comprehensive suite of banking services tailored for startups and tech companies. Explore their features to make an informed decision.

Advertiser Disclosure

Top10BusinessBanks is a free online resource meant to help users find the information they need in order to make a confident decision. We spend countless hours of research to find the most relevant content and present it in the most accessible way. However, please don’t view the information presented here as a recommendation from our end.

Please note:

  • All the information displayed in this site is completely subjective. Moreover, we have broad editorial discretion as to the content we publish on the site and due to various reasons, the information you see may be incomplete and/or inaccurate. Please don’t hesitate to double-check the information we provide. It’s okay, we won’t be offended – on the contrary, we would love to hear your feedback!
  • We’re able to offer this completely free-of-charge online resource thanks to the referral fees we receive from our partners (some of the companies listed on this site). While this may affect the location of these companies and the content we feature on the site, it’s not possible to purchase a favorable review or a position on this site.

General Details

Monthly Fee

$0

$0

Accounts payable automation

Best-in-class accounting integrations for $30 per month

X

Primary Audience

SMBs with 1-100 employees

Startups

Banking Partner

Evolve Bank & Trust and Thread Bank; Members FDIC

Evolve Bank & Trust® and Choice Financial Group; Members FDIC.

Editorial Score

Score 9.5
Score 8.7

Card

Rating

1204 reviews
764 reviews

Fees & Charges

Monthly Fee

$0

$0

Minimum Balance

$0

$0

Overdraft Fees

$0

$0

Savings

V
V

Features

Number of Accounts Available

Up to 20 checking accounts

Up to 15 checking accounts

Transactions

Unlimited fee-free transactions

Unlimited fee-free transactions

Debit Card

Up to 50 individual cards with customizable spend limit

1 card per account

Credit Cards

X
V

Outgoing wire Transfers

Domestic wire transfers: $5 ($0 with Relay Pro)
International wire transfers: $10 ($0 with Relay Pro)

Free domestic transfers
Free international transfers

Check Deposit

V
V

Cash Deposit

V
X

Bill Pay

V
V

3rd-party Integrations

Quickbooks, Xero, Gusto, Plaid, and Yodlee.

Xero, Quickbooks, and Zapier

Bottom Line

Relay emerges as the preferred choice in this comparison, offering a user-friendly interface, customizable workflows, and advanced automation capabilities that make it a strong option for small businesses. On the other hand, Mercury caters to startups with its comprehensive suite of banking services tailored to meet their unique needs. Both platforms present valuable choices for businesses looking to enhance their financial management.

Relay Logo BB
Score 9.5

Winner!

Visit Site
Mercury Logo BB
Score 8.7
Visit Site